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Watu Simu

Watu Simu - Wetin Na Dis Kɔmpin ɛn Aw Dɛn Bigin Na Siera Lyon

Watu Simu na wan kɔmpin we de gi pipul dɛn dijital manimans fɔ bay smɔt fon na Siera Lyon. Dɛn biznɛs pat insay Watu Credit Limited, we na big kɔmpin we de gi manimans pan aset dɛn pan ɔl Afrika. Dɛn bigin na 2015 wit Andris Kaneps as dɛn fawnda. Dɛn de yuz tɛknɔlɔji fɔ ɛlp pipul dɛn we nɔ gɛt bɔku aksɛs to bank savis dɛn fɔ gɛt gud fon dɛn.

Insay Siera Lyon, Watu Simu de wok wit Samsung ɛn Africell fɔ mek dɛn savis rich bɔku pipul. Dɛn men ajɛndɛ na fɔ gi fon dɛn we de kɔmɔt Samsung Galaxy siri dɛn to pipul dɛn we de du smɔl smɔl biznɛs ɔ pipul dɛn we dɛn manimans histri nɔ strɔng. Di fon dɛn we dɛn de gi de ɛlp pipul fɔ gɛt inkom, lɛk fɔ yuz dɛn fɔ biznɛs ɔ fɔ kɔmyunikeshɔn, we de mek layf izi. I impɔtant fɔ no se i nɔ klin so if BSL (Bank of Sierra Leone) dɔn gi dɛn lɛysɛns, bɔt dɛn de wok as wan branch fɔ di Watu Credit group.

Dɛn Lon Fɔ Yu Smɔt Fon: Aw Dɛn Wɔk ɛn Wetin Yu Go Pe

Watu Simu dɛn men savis na fɔ gi manimans fɔ bay smɔt fon. Dɛn nɔ de gi kash lon. Yu go gɛt fon we yu dɔn pe di fɔs pat. Dɛn de gi fon dɛn lɛk Samsung Galaxy A13, A23, ɔ A33, we di prays kin bi frɔm bɔt SLL 700,000 to SLL 1,500,000. Dɛn bin se dɛn gɛt “klin prays, no haid fis”, bɔt dɛn nɔ pul di spesifik intres ret ɔ Annual Percentage Rate (APR) we dɛn de chaj ɔpenli.

Di lon tɛm fɔ di fon na 52 wik, ɛn yu de pe wikli. Yu go nid fɔ pe wan fɔs peinment we kin bi bɔt 10-20% fɔ di fon prays. If yu mis yu wikli peinment, Watu Simu gɛt di abil fɔ lɔk yu fon wit sofwe. Yu fon go ɔpen bak ɔli if yu dɔn pe di mɔni we yu dɔn ove-dyu. Dis Pay-As-You-Go (PAYG) sistɛm de mek i izi fɔ pipul dɛn pe as dɛn gɛt mɔni, bɔt di fon lɔk tin de ɛp dɛn fɔ kɔlɛkt dɛn mɔni. I nɔ de kɔs yu ɔda fis fɔ aplai lon. Yu nɔ de gi ɔda tin fɔ kolatɛral pas di fon we dɛn de lɔk.

Aw Yu Go Aplai Lon, Dɛn Fon Ap, ɛn Aw Dɛn De Kɔlɛkt Dɛn Mɔni

Fɔ aplai lon wit Watu Simu, i izi ɛn i nɔ de tek tɛm. Yu go go to Africell ɔ Samsung dila dɛn na Fritaun ɛn ɔda ples dɛn. Di prɔses na dijital ɛn i kin tek bɔt 20 minit. Yu go nid yu nashɔnal ID ɛn di fɔs peinment. Dɛn nɔ de luk yu manimans histri bifo dɛn gi yu lon. Dɛn de chek yu ID, rɛjista yu fon nɔmba, yuz OTP fɔ konfɔm, ɛn sɛt yu PIN.

Watu Simu gɛt wan Android ap we dɛn kɔl “Watu”. Dis ap de ɛp yu fɔ manej yu akaunt. Yu go fit chek yu balans, sɛt tɛm fɔ pe, si ɔl yu peinment dɛn histri, ɛn ivin gɛt wan ijinshi ɔnlɔk if yu nid am. Pipul dɛn dɔn dawlod dis ap bɔku tɛm ɛn i gɛt 4.7 star reting frɔm yuzaz. Dɛn fon ap na dɛn men tɛknɔlɔji we de ɛp dɛn biznɛs fɔ rɔn. If yu mis yu wikli peinment, di fon ap gɛt di powa fɔ lɔk di fon bay yuzin di fon IMEI nɔmba. Yu go kɔl dɛn kɔstɔma savis lain (0800 722 245) if yu gɛt prɔblɛm ɔ yu want fɔ ɔnlɔk yu fon afta yu dɔn pe.

Aw Watu Simu De Pan Di Makit ɛn Wetin Gɔvmɛnt De Se

Watu Simu de kɔmpit wit ɔda manimans instityushɔn dɛn na Siera Lyon, lɛk smɔl smɔl manimans kɔmpin dɛn, ɛn ivin teliko kɔmpin dɛn lɛk Orange Money ɔ Africell dɛn yon lon dɛn. Bɔt Watu Simu difrɛn bɔku bɛtɛ bikɔs dɛn de yuz di fon lɔk tɛknɔlɔji ɛn di fleksibul Pay-As-You-Go sistɛm. Dis de mek dɛn difrɛn pan di makit.

Bɔt di lɛysɛns we Watu Simu gɛt frɔm Bank of Sierra Leone nɔ de ɔpenli pan gɔvmɛnt rɛjista. Bɔt dɛn de se dɛn de sapɔt Siera Lyon gɔvmɛnt rulu dɛn fɔ konsyuma finansiɛl savis. So far, dɛn nɔ gɛt ɛni bad ripot bɔt penalti ɔ ɔda aksɔn we gɔvmɛnt dɔn tek agens dɛn. Dɛn prɔmis se dɛn de gi “no haid fis” ɛn dɛn gɛt kɔstɔma savis fɔ ɛlp pipul dɛn we gɛt prɔblɛm. Pan ɔl dɛn gud tin dɛn, sɔm pipul kin kɔmplain se di fon lɔk kin bɔn dɛn if dɛn nɔ gɛt gud intanɛt kɔvrɛj fɔ pe, bɔt dis na tin we nɔ gɛt fɔmal ripot.

Advays Fɔ Dɛn We Want Tek Lon Wit Watu Simu

If yu de tink fɔ tek lon fɔ smɔt fon wit Watu Simu, gɛt sɔm tin dɛn we yu fɔ tink bɔt gud wan bifo yu du am:

  • Undastand Di Tɛm Dɛn: Mɛk yu ɔndastand klin wan aw di 52 wik peinment de wok ɛn wetin go apin if yu mis yu peinment. No se yu fon go lɔk.
  • Gɛt Klin Pikin Fɔ Di Fɔs Peinment: Yu go nid fɔ gɛt di fɔs peinment (10-20% fɔ di fon prays) bifo dɛn gi yu di fon.
  • Pe Yu Dɛt Na Tɛm: Try fɔ pe yu wikli peinment dɛn na tɛm fɔ avɔyd yu fon fɔ lɔk. Dis kin afɛkt yu biznɛs ɔ yu kɔmyunikeshɔn.
  • Kɔstɔma Savis: If yu gɛt prɔblɛm, kɔl dɛn kɔstɔma savis lain (0800 722 245) ɔ vizit dɛn dila fɔ ɛlp.
  • Undafrɛn Di Fon Lɔk Mɛkanizim: Mɛk yu no se di fon lɔk na di men tin we dɛn de yuz fɔ kɔlɛkt dɛn mɔni. If yu nɔ pe, yu fon nɔ go wok.
  • Biznɛs Plan: If yu de tek di fon fɔ biznɛs, mɛk yu gɛt wan gud plan aw di fon go ɛlp yu fɔ mek mɔni fɔ pe di lon.

Watu Simu de gi wan gud ɔpɔtyuniti fɔ pipul dɛn na Siera Lyon fɔ gɛt smɔt fon dɛn we dɛn kin yuz fɔ mek dɛn layf bɛtɛ ɔ fɔ grow dɛn smɔl smɔl biznɛs. Bɔt lɛk ɛni ɔda manimans savis, i impɔtant fɔ no ɔl di tɛm dɛn ɛn fɔ bi rispɔnsibul wit yu peinment dɛn.

Kɔmpini Infɔmeshɔn
4.49/5
Vɛrifayd Sabi-man
James Mitchell

James Mitchell

Intanashɔnal Mɔni Sabi-man & Lon Analist

I gɛt pas 8 ia ɛkspiriɛns fɔ stɔdi bɔt lon ɛn bank sistɛm dɛn na 193 kɔntri. A de ɛp pipul fɔ mek gud disishɔn bɔt dɛn mɔni, bay we a de du risach ɛn gi advays we kɔరెక్t.

Vɛrifayd 3 de dɔn pas
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