Central Bank Rate: 21.75%
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Loan Apps Sierra Leone

11 Verified Lenders • From 21.8% APR

Central Bank Rate 21.75%
Inflation Rate 7.10%
GDP/Capita SLE 916
Average Monthly Salary SLE 1,500,000
Income Tax Rate 30.0%
Average Property Price SLE 200,000K
Unemployment Rate 3.1%

Loan Types Available

Personal Loans

Interest Rate 21.75% - 30.00%
Loan Amount SLE 500,000 - 10,000K
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Business Loans

Interest Rate 18.00% - 25.00%
Loan Amount SLE 5,000,000 - 100,000K
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Student Loans

Interest Rate 10.00% - 15.00%
Loan Amount SLE 200,000 - 2,000K
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Mortgage Loans

Interest Rate 15.00% - 20.00%
Loan Amount SLE 20,000,000 - 500,000K
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Auto Loans

Interest Rate 18.00% - 24.00%
Loan Amount SLE 2,000,000 - 50,000K
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General Requirements

Age Requirements

18 - 65 years

Residency

Required

Credit Score System

Local Credit Bureau Score

Minimum Down Payment

20.0%

Top Lenders

The Community

4.7
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Watu Simu

4.5
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Sierra Leone Commercial

4.3
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Harvest Microfinance

4.1
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United Bank Africa

4.0
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MiKashBoks

3.7
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Loan Calculator

Monthly Payment SLE 890
Total Cost SLE 10,680
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Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews